Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Retirement Traps to Avoid Beware of these traps that could upend your retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.